Austin Trust Company is an independent, locally owned, trust company chartered by the Texas Department of Banking. Austin Trust Company was founded on the principle of providing professional and personal service to its clients.

TRUST AND EMPLOYEE BENEFIT SERVICES

Annual Management Fee	Market Value of Assets
1.10% on the first	$1,000,000
.75 of 1% on the next	$1,000,000
.60 of 1% on the next	$1,000,000
.50 of 1% on the next	$1,000,000
.40 of 1% on the next	$2,000,000
.30 of 1% over	$6,000,000

Austin Trust Company serves as trustee or custodian of all types of employee benefit plans including qualified and non-qualified pension and profit sharing plans, Simplified Employer Plans (SEPs), 401(k)s, and IRAs.

AGENCY SERVICES

Annual Management Fee	Market Value of Assets
1% on the first	$1,000,000
.75 of 1% on the next	$1,000,000
.60 of 1% on the next	$1,000,000
.40 of 1% on the next	$1,000,000
.30 of 1% over	$4,000,000

Qualified Settlement Funds

Escrow Agent for a Qualified Settlement Fund            25 basis points

If the Fund is a result of a class-action lawsuit, additional charges may apply and will be negotiated on a case by case basis.

Minimum Fees

Trust/Agency: $1,500 annually per account
Escrow: $2,500 annually per account

1031 Exchange:
Money market funds only: $ 750 per 6-month term
Money market and other assets: $1,000 per 6-month term

Employee Benefit Accounts: $1,000 annually
Qualified Settlement Fund: $2,500 annually

Special Services and Expenses

In addition to the fees outlined above, additional fees will be charged if an account owns mineral properties, notes, mortgages, real estate, or other assets requiring special attention.

A transaction charge ranging from $16.00 to $27.00 will be charged for the receipt, delivery or trade of securities or mutual funds. This does not include brokerage commissions.

Other charges to client accounts include postage, copies, long distance, courier fees, facsimile messages, wires and similar expenses.

Austin Trust Company will charge a termination fee of $250.00 plus expenses.

This fee schedule is subject to periodic review and change without prior notice.

ESTATE ADMINISTRATION SCHEDULE OF FEES

Austin Trust Company has the expertise and personnel to effectively administer the most complex estates. We serve as executor, co-executor, administrator or as agent for an individual serving in that capacity.

As executor, administrator, or agent, Austin Trust Company works to gather the assets of the decedent, pay outstanding bills, file the necessary tax returns and distribute the assets in accordance with the terms of the will.

Estate Administration Fees:

Fees charged for estate administration will be in accordance with Section 241 of the Texas Probate Code.

We do not charge an asset management fee while the estate is in administration. The standard trust fee will apply when the assets are transferred from the estate to trust.

LIFE INSURANCE TRUSTS FEE SCHEDULE

Annual fee for a life insurance trust is $1,000.00. This includes the initial set up,
monitoring the payment of premiums and an annual due diligence review
of the policy.

The fee to hold additional insurance policies is $500.00 per year per policy.

This includes an annual due diligence review for each policy.

Crummey trusts will be charged $25.00 per demand letter.

There will be a $50.00 charge to substitute policies or to sell a policy from an
account.

Expenses such as postage, copying, facsimile and long distance charges will be charged to the account.

SPECIAL ASSETS FEE SCHEDULE

REAL ESTATE SERVICES:

One time setup fee of $50.00 for each property.

$200.00 annual maintenance fee covering the annual review of the asset, ad valorem tax payments, appropriate inspections and assessing and maintaining insurance coverage.

Real property will be charged a fee based on market value. The fee will vary depending on the type of property and the duties to be performed.

We will charge a 6 % commission on the unassisted sale of real estate held in trust. If assisted by a broker, we will charge a fee based on the amount of time required by the account administrator and support staff at their hourly rate.

NOTE AND MORTGAGE SERVICING:

$50.00 set up fee.

$150.00 annual servicing fee.

Austin Trust Company will not be responsible for collection of notes in default that are held in non-discretionary, agency or custody accounts.

Notes will also be subject to our usual and customary market value fee.

MINERAL INTERESTS:

Mineral interests will be setup in an active account at no charge.

$20.00 per property annual maintenance fee will be charged for the payment of ad valorem taxes, updating and tracking properties.

Producing properties will be charged 5% of gross receipts.